Rate adequacy analysis that takes hours, not weeks
Indicated change calculations, territorial factor fitting, and schedule credit and debit tables computed automatically against your historical loss data.
From loss trend to filed rate
A full pricing actuarial workflow in a single controlled environment.
Overall indicated change
Loss development, trend, ULAE, expense, and profit loading components broken out and traceable. Supported for multiple lines of business simultaneously.
Frequency and severity trending
Exponential and linear trend selections fitted to historical data. Trend period and selection logic documented per run for regulatory filing support.
Geographic factor fitting
Territorial relativities estimated from loss data using credibility weighting. Adjacent territory smoothing options configurable per carrier preference.
Credit and debit tables
Schedule credit and debit parameters applied consistently across segments. Maximum and minimum constraints enforced and documented in the audit log.
Class relativities
Classification system relativities updated from experience data. Minimum credibility requirements and complement-of-credibility sources configurable.
Regulator-ready documentation
Rate filing exhibits generated automatically with all supporting calculations, data exhibits, and actuary attestation fields in standard regulatory format.
Calibrate your next rate filing with HyperCal
We work with actuarial teams directly during the early access program to configure the pricing engine for your data structure.