One engine for reserving, pricing, and compliance
A versioned actuarial engine where every model run is logged, every method is documented, and every output is traceable to source data.
| Method | LOB | AY Range | Tail | Status |
|---|---|---|---|---|
| Chain Ladder | Comm. Auto | 2019-2025 | 1.042 | Completed |
| Bornhuetter-Ferguson | Gen. Liab. | 2019-2025 | 1.118 | Completed |
| Cape Cod | Workers Comp | 2020-2025 | 1.063 | Completed |
| Freq./Severity | Property | 2021-2025 | 1.021 | Completed |
What the platform does
Triangle construction, multi-method IBNR estimation, pricing calibration, and signed reserve documentation in a single engine.
Triangle Builder
Construct paid and incurred development triangles automatically from your claims exports. Accident year, policy year, and report year bases supported.
Multi-method IBNR
Run chain ladder, BF, Cape Cod, and frequency-severity side by side. Credibility-weighted blends configurable per line of business.
Pricing Calibration
Rate adequacy, indicated change, territorial relativities, and schedule rating factors computed against your historical loss data.
Run Versioning
Every model run is saved with its full parameter set. Compare Q1 vs Q2 output in seconds. Restore and re-run any prior quarter without rebuilding from scratch.
Reviewer Workflow
Structured approval queue for senior actuaries. Annotate adjustments with rationale. Every annotation and approval is locked to the run record.
Regulatory Export
One-click export of the complete audit trail as a structured PDF or JSON package. Meets standard format requirements for insurance department examinations.
How a quarter closes with HyperCal
The same steps your team follows, executed in a controlled environment with a complete record of every decision.
Upload your quarterly claims and premium extract. HyperCal validates data quality and flags missing or anomalous records before the run begins.
Carry forward prior quarter settings or adjust. Changes to tail factors, credibility weights, or blend ratios are flagged for documentation.
All configured methods execute in parallel. Results arrive in minutes, not the two-week rebuild cycle spreadsheet teams endure.
Senior actuary reviews the output, annotates any adjustments, and approves. The system seals the audit log and generates the exportable record.
Connects to your existing stack
Data in, results out. No proprietary data warehouse required.
Claims Systems
Policy / Premium
Finance and ERP
Output Formats
Talk to the team
We walk every prospective carrier through a technical session before onboarding. No deck, just a live run of your data structure.